Should I buy a house now?
Many people have been waiting for interest rates to come down so they can buy a house. You might want to check with your local real...
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brad06154
Feb 132 min read
Friends, Family and Money
There is some quote about how we are the sum of the 5 people we spend the most time with. I believe there is some truth in that. The...
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brad06154
Feb 133 min read
One thing at a Time
Do you feel like you are constantly trying to juggle multiple priorities? Do you feel like you could accomplish most things if you only...
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brad06154
Jan 42 min read
After the holidays
Happy New Year. The New Year has come and gone. No more eating holiday leftovers or hanging out in your pajamas –Time to get back to...
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brad06154
Jan 42 min read
Why Life Insurance?
Some will try to tell you life insurance is an investment. While there are exceptions to almost every rule – most of us should not view...
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brad06154
Jan 42 min read
Eating on a Budget
One of the most variable lines in many budgets is the food line item – particularly when restaurants or fast food are part of the...
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brad06154
Dec 11, 20231 min read
Kids and Money
A lot of what we learn is through observation. Your actions teach your children more than what you tell them. So, if you want them to...
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brad06154
Dec 11, 20232 min read
Cash Management for the Self Employed
Being self employed can be very rewarding, but it comes with a few financial challenges our W2 brethren don’t have to deal with. Some...
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brad06154
Dec 11, 20232 min read
Debt Free Degree
I can’t take credit for the catchy title “Debt Free Degree”. That is the name of a book by Anthony Oneal. A suggested read if you have...
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brad06154
Nov 27, 20232 min read
Holidays on a Budget
I was hoping to get you this letter before you started your Christmas shopping but I didn't want to interrupt a turkey dinner.Christmas...
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brad06154
Nov 3, 20233 min read
Investing
The topic too many people want to leap to before they have a stable financial foundation. 80% of Millionaires claim they gained their...
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brad06154
Nov 3, 20232 min read
Find a Financial Advisor
You’ve conquered your budget, you’ve conquered your debt, and now – It’s time to begin investing. The simplest step is to put 15% of...
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brad06154
Nov 3, 20232 min read
What is a Sinking Fund?
What is a sinking fund? A sinking fund is a savings fund with a specific purpose, and often a specific date associated with it. Let’s...
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brad06154
Oct 16, 20232 min read
Contentment and Money
About 3 months into keeping a budget you may tire of “sacrificing”. Go out to eat tonight? Nope, not in the budget. Clothes Shopping? ...
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brad06154
Oct 16, 20231 min read
Why is the bank building bigger than my house?
Have you ever noticed that financial institutions have multi-story office buildings and you live in a home that is much, much smaller?...
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brad06154
Oct 16, 20233 min read
Insurance Strategy
It’s funny how much insurance you can buy if you try. You can insure your car, home and life – as well as your cell phone, appliances,...
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brad06154
Oct 16, 20232 min read
What is a Roth Conversion and do I want one?
There are many types of retirement accounts. Two of the most popular ones are the Traditional 401k and Roth Retirement Account. The...
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brad06154
Sep 18, 20232 min read
Getting rid of PMI
You may have the opportunity to save hundreds of dollars every month by eliminating PMI from your mortgage. Do you own your home? Have...
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brad06154
Sep 18, 20232 min read
What to do with Your Tax Refund
When you get some extra money it can be really exciting. What do I want to do with this? Go somewhere for a weekend? Go on a shopping...
30 views
brad06154
Aug 30, 20231 min read
What to do when you lose your job.
A lot of folks are losing their jobs, or at least some of their income. Here's a brief list of things to consider if this happens to you:...
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