Many people have been waiting for interest rates to come down so they can buy a house. You might want to check with your local real...

There is some quote about how we are the sum of the 5 people we spend the most time with. I believe there is some truth in that.  The...

Do you feel like you are constantly trying to juggle multiple priorities?  Do you feel like you could accomplish most things if you only...

Happy New Year. The New Year has come and gone.  No more eating holiday leftovers or hanging out in your pajamas –Time to get back to...

Some will try to tell you life insurance is an investment.  While there are exceptions to almost every rule – most of us should not view...

One of the most variable lines in many budgets is the food line item – particularly when restaurants or fast food are part of the...

A lot of what we learn is through observation.  Your actions teach your children more than what you tell them.  So, if you want them to...

Being  self employed can be very rewarding, but it comes with a few financial challenges our W2 brethren don’t have to deal with.   Some...

I can’t take credit for the catchy title “Debt Free Degree”.  That is the name of a book by Anthony Oneal.  A suggested read if you have...

I was hoping to get you this letter before you started your Christmas shopping but I didn't want to interrupt a turkey dinner.Christmas...

The topic too many people want to leap to before they have a stable financial foundation. 80% of Millionaires claim they gained their...

You’ve conquered your budget, you’ve conquered your debt, and now – It’s time to begin investing. The simplest step is to put 15% of...

What is a sinking fund? A sinking fund is a savings fund with a specific purpose, and often a specific date associated with it. Let’s...

About 3 months into keeping a budget you may tire of “sacrificing”. Go out to eat tonight? Nope, not in the budget. Clothes Shopping? ...

Have you ever noticed that financial institutions have multi-story office buildings and you live in a home that is much, much smaller?...

It’s funny how much insurance you can buy if you try. You can insure your car, home and life – as well as your cell phone, appliances,...

There are many types of retirement accounts. Two of the most popular ones are the Traditional 401k and Roth Retirement Account. The...

You may have the opportunity to save hundreds of dollars every month by eliminating PMI from your mortgage. Do you own your home? Have...

When you get some extra money it can be really exciting. What do I want to do with this? Go somewhere for a weekend? Go on a shopping...

A lot of folks are losing their jobs, or at least some of their income. Here's a brief list of things to consider if this happens to you:...