This is Brad –Financial Coach.
If you have addressed your money management and are happy with your financial situation - good for you. If you are like most, you could probably still improve.
I will be publishing tips for winning with money here. I will start with the basics here, and provide additional tips going forward.
Winning with money is simple. Here are the four steps you should take to get control of your money and meet your financial goals.
Create a Budget: This will allow you to make your money go toward the things that are most important to you instead of wondering where it went.
If you’re in debt, get out: Debt takes over your income and makes you a slave to your job. Pay off your debts and free up your money. It may take some time and sacrifice, but it will be worth it.
Live on a cash basis: Once you are out of debt, never go back. Use your budget to save for things before you buy them. Yes, you can buy cars for cash.
Build Wealth: How much could you put away every month if you had no more car payment, credit card payments, or student loans?
Living within your means and without debt is both freeing and empowering.
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